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Credura App - All insurance partners in one place
Average CHF 348 cashback

All your insurance at a glance

Credura is your digital insurance assistant: Everything in one app, independently advised, automatically optimized. Plus cashback on every policy.

★★★★★

5.0/5.0 stars on Google

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What our community says

See how Credura helps others save time and money on their insurance.

Trust established partners

We work with the leading insurance companies in Switzerland

Swica
Helsana
Smile
Dextra
CSS
Swica
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+13 more partners

Credura is registered with the Swiss Financial Market Supervisory Authority FINMA

Did you know your insurance advisor earns on every recommendation?

Most insurance advisors, including digital ones, are funded by hidden commissions. That means they earn from your policies, regardless of whether they truly fit you.

At Credura, things work differently.

All commissions belong to you. We only retain a fair fixed fee, which means we never need to sell you more than you actually need.

Traditional advisors Credura
Independent advice
Auto-optimization
Available 24/7
Cashback
Fair prices Learn more

Ready to leave hidden costs behind?

Sign up now

Calculate your savings

5'000 CHF
1'000 CHF 10'000 CHF

Your annual savings with Credura

546 CHF

Based on average commissions

What can Credura do?

All your insurance in one app

No more paperwork and scattered documents. With Credura, you have all your insurance in one place - digital, clear, and always at hand.

Create overview
Overview of a user's insurance portfolio including health, life, and liability coverages

Tailored protection for your situation

Your personalized recommendations show precisely where there is room for optimization. Whether it's incomplete coverage or an overpriced policy.

Get recommendations
Personalized insurance recommendations showing security gaps and optimization opportunities

One household. One app. Everything covered.

Your family can see at any time exactly what coverage exists. That gives certainty to all members. Whether it's their own policies or contracts that run through you.

Create household
Insurance savings notification recommending a switch to a better offer

Switch insurance without the hassle

We keep track of deadlines, send cancellations on time, and make sure your switch goes smoothly. You don't have to worry about a thing.

Switch insurance
Status updates about an ongoing insurance provider change

How to save on insurance with Credura

Benefit from the best rates permanently in three simple steps

1

Sign up for free

Create your account in seconds. We only need your email and password, no paperwork.

2

Upload your policies

Upload your current insurance policies so we can automatically identify savings potential and show you your personalized optimization plan.

3

Save with one click

Sign the mandate digitally. We make sure your personalized optimization plan is implemented step by step and on schedule.

Our plans

For starters

Free

Free of charge
  • All insurance in one app
  • Independent advice
  • Automatic premium optimization
  • Hassle-free switching service
  • Commissions as cashback
  • Exclusive partner offers
  • Help with rejected claims
  • Premium support
2 months free with annual plan

PRO

CHF 24.90 / month
  • All insurance in one app
  • Independent advice
  • Automatic premium optimization
  • Hassle-free switching service
  • Commissions as cashback
  • Exclusive partner offers
  • Help with rejected claims
  • Premium support

Frequently asked questions

What benefits does Credura offer me?

Credura is your digital insurance manager offering the perfect combination of maximum savings and minimum effort:


  • Full overview: All your insurance policies centrally in one app.
  • Switching service: Effortless, automatic switching of your basic health insurance.
  • Proactive recommendations: Tailored suggestions to improve your coverage.
  • Deadline alerts: Clear and transparent management of all cancellation deadlines.
  • Claims check: We help you with inquiries and ensure correct processing of insurance claims.
  • Cashback: As a Credura PRO subscriber, you get money back from the insurance companies.
What does Credura cost?
Credura is completely free. No credit card information required.
Why does Credura pay me cashback on my insurance?
Thanks to efficient technology, we only need a fraction of the commissions received to provide you with optimal service. This allows us to offer you a fixed price and pass back the usual commissions to you.
How does Credura make money?
Credura receives commissions from insurance companies. Credura PRO subscribers receive these commissions fully refunded.
What is a broker mandate at Credura and why do I need it?

The broker mandate allows us to represent you with insurance companies. This enables us to:


  • - Get and compare the best offers for you
  • - Conclude new contracts on your behalf (only with your approval)
  • - Cancel old or overpriced policies on time
  • - Support you with claims and complex inquiries

Important: We only ever act with your explicit consent. You retain full control at all times while we do the work.

Will my existing insurance be cancelled when I sign the broker mandate?
No, your current insurance policies remain unchanged. Only when we find an optimization and you agree will an insurance be switched or cancelled.