Cheapest health insurer in canton Thurgau 2026
The mandatory basic insurance (OKP) is regulated by law in Switzerland. This means: All health insurers must offer exactly the same benefits. What differs dramatically, however, is the price. That's exactly why it's worth comparing premiums in canton Thurgau now. Those who don't actively switch easily pay over CHF 1,000 per year too much for the exact same medical care. On this page, you'll find the currently cheapest health insurers in canton Thurgau, clearly organized by your age group and insurance model. Find your savings in just a few clicks — with no compromise on benefits.
Premium analysis: Health insurers with the biggest changes
Premiums are rising in canton Thurgau by an average of 5.7%. But not all health insurers have increased equally. Here you can see which ones increased the most and which the least. The following overview shows the premium development of basic insurance in your canton. Use this data to quickly check whether your insurer is among the winners or losers of the current premium year.
Largest premium increases
Smallest premium increases
Source: Federal Office of Public Health (FOPH)
Where are you insured most affordably?
Your health insurance premium is determined by your place of residence, age, and choice of insurance model. The standard model in Switzerland offers free choice of doctor. However, alternative models with restricted doctor choice are becoming increasingly popular, as they offer partially significant discounts.
Adults (26+; born 2000 or earlier)
Young adults (19-25; born 2001-2007)
Children (under 19; born 2008+)
All information is based on current average premiums for the region. The actual premium may vary depending on deductible and accident coverage.
But what about my individual case?
The table above shows which health insurers offer the cheapest premiums on average — split by model and age group in the respective canton. But: You are not the average. The best offer depends on your health status, life circumstances, and financial situation.
Our calculator analyzes which health insurer suits you best based on a few simple questions. Try it now.
Why an annual switch is worthwhile
Basic insurance premiums change annually — and with them, which health insurer is the cheapest. Today you might save with provider A, next year provider B offers the same benefits at a better price.
So you don't have to fight through the health insurance comparison yourself every year, Credura takes care of it for you — automatically, transparently, and free of charge. We check annually whether there's a cheaper offer for you and take care of everything — even the switch.
Frequently asked questions about health insurance comparison in canton Thurgau
For adults, Agrisano is currently the cheapest option with free choice of doctor. If you prefer an HMO model, Atupri is recommended. For the family doctor model, Atupri is in the lead.
For young adults, Sanitas stands out with the best premiums for free choice of doctor. Cheapest HMO option: Atupri. The family doctor model is led by Sanitas.
For children, Agrisano offers the cheapest premium with free choice of doctor. In the HMO model, Agrisano is in the lead, while rhenusana has the edge in the family doctor model.
The move to a higher age group takes place on January 1. This means on January 1 after your 18th birthday, you move to the 'Young adults' level. On January 1 after your 25th birthday, you move to the 'Adults' level.
For the year 2026, the birth years 2007 and 2000 are affected. These birth years move to a higher age group compared to the previous year and therefore usually pay significantly higher premiums. Since another provider may offer a much better deal in the new age group, these birth years can often save several hundred francs per year by switching health insurers in time.
For the year 2026, the birth years 2007 and 2000 are affected. These birth years move to a higher age group compared to the previous year and therefore usually pay significantly higher premiums. Since another provider may offer a much better deal in the new age group, these birth years can often save several hundred francs per year by switching health insurers in time.
Neighboring cantons