Credura
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How Credura works

Are you paying too much? Are you properly insured? Credura finds out, handles the paperwork and watches over your policies from now on.

1

Sign up in 2 minutes

Name, address, email. That's it. No policy numbers, no documents. After that you have immediate access to your insurance dashboard.

2

Gather information, digitally in under 60 seconds

With the advisory mandate you authorise Credura to obtain information directly from your insurers. We see what you really pay. Not just what's on the website.

Free of charge
Cancel anytime, no notice period
You keep full control
FINMA-registered (F01515874)
What is a mandate?

A formal power of attorney that allows Credura to communicate with insurers on your behalf. You still make every decision yourself. Existing advisory agreements are replaced by the mandate.

3

Sit back and relax

From now on Credura continuously monitors your portfolio. Coverage gaps, double insurance, premiums that are too high. If something is worth changing, we'll let you know. If not, you won't hear from us.

Switch needed? We handle cancellation, new registration and formalities. You only need to deal with insurance when we need your consent.

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Hundreds of Swiss households trust Credura

What happens behind the scenes?

While you go about your day, Credura works on your insurance portfolio.

We gather everything

Policy data directly from your insurers. No typing, no missing details.

We review every policy

Coverage, premium, conditions. Every policy is checked against the Swiss market. Systematically and independently.

You see what's worth it

Concrete action options with savings potential in francs and centimes.

We handle the switch

If you decide to switch, we take care of cancellation, registration and paperwork.

What your advisor might not tell you.

That you don't need this additional coverage.

They earn on every existing policy. Fewer policies means less commission.

That it would be cheaper with another provider.

They often only offer products from companies they work with.

That something has changed in your situation.

Nobody checks whether your policies still fit your life.

At Credura, things are different.

You see with every recommendation what we earn from it. And we tell you when you should cancel something.

Every month without a review is a month you might be paying too much.

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Frequently asked questions

What does Credura cost?

Nothing. The service is free. Credura receives compensation from the insurers, like any advisor. The difference: we tell you where you need less, not more. With Credura PRO you even get this compensation back as cashback.

Do I have to handle all my insurance through Credura?

No. You decide which insurance policies we analyse and where we take action. There is no obligation to implement recommendations.

How quickly will I get results?

You'll receive the first recommendations within a few days. For a complete portfolio analysis we need feedback from your insurers, which can take 1-3 weeks depending on the provider.

What happens if I cancel the mandate?

You can terminate the mandate at any time without giving reasons. Existing insurance contracts remain unaffected.

Is Credura really independent?

Yes. Credura is registered with FINMA as an independent insurance intermediary (F01515874). We are not tied to any insurer and have access to the entire Swiss market.

Will my existing insurance policies be cancelled?

No. Your current insurance policies remain unchanged. Only when we find an optimisation and you agree will an insurance policy be switched or cancelled.

Never again unsure whether you're properly insured.

Credura reviews your policies and watches over them permanently. Free of charge.

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FINMA-registered · Free of charge · Cancel anytime